AD&D Insurance vs. Life Insurance
Accidental death & dismemberment insurance is an affordable supplement to life insurance. If you have an existing life insurance policy and are more at risk for injury because you travel often or have a dangerous occupation, you should consider an AD&D policy. It pays a cash settlement if your loved ones were to lose you to a fatal accident and pays you cash for a covered injury. You may not be able to prevent accidents, but you can plan for them with added protection for when you need it most.