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Homeowners Insurance

Members Insurance Advisors

Your home may be the largest investment you make in a lifetime, and we want to help you make sure its protected. Our Homeowners Policy offers protection on your dwelling and your personal possessions.

Homeowners insurance, also commonly called hazard insurance or homeowners insurance, is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home. The cost of homeowners insurance often depends on what it would cost to replace the house and which additional riders (additional items to be insured) are attached to the policy. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

If you'd like a quote for home insurance, please click here.

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